Impact of Financial Literacy on Vietnamese Students’ Spending Management

Chỉ số đề mục

Lĩnh vực nghiên cứu

Kinh tế và kinh doanh

Dạng tài liệu

BB

Tác giả

Khuc The Anh, Khúc Thế Anh⁽¹⁾

Nhan đề

Impact of Financial Literacy on Vietnamese Students’ Spending Management

Nhan đề tiếng anh

Nguồn trích

Tạp chí Kinh tế & Kinh doanh

Năm xuất bản

2022

Số

4

Trang

95

ISSN

Từ khóa

Từ khóa tiếng anh

Tóm tắt

The study was carried out to evaluate the impact of financial literacy by considering the influence of three components: Financial Attitude, Financial Knowledge and Financial Behavior on students’ spending management. The article used a combination of qualitative and quantitative research (through Structural Equation Modeling - SEM) to evaluate. The results showed that financial knowledge and financial attitude do not influence students’ spending management, while financial behavior and influence of parents are statistically significant factors. Primarily, financial behavior has the most prominent influence. From the research results, the author has made some policy implications for relevant agencies to improve the influence of parents on children and to improve students' financial behaviour.

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