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Kinh tế và kinh doanh

Nguyễn Mạnh Tú, Hồ Huy Tựu(1)

Một số nhân tố tác động đến ý định sử dụng thẻ ATM nhận lương hưu của cán bộ hưu trí tại thành phố Nha Trang

Factors impacting on intention to use ATM card to receive pensions of retired employees in Nha Trang city

Khoa học Công nghệ Thủy sản

2014

2

202-206

1859-2252

This study uses the theory of TRA and TPB to explain intention to use ATM card under the influences of attitude ATM cards, health care and family expectations, perceived risks, knowledge on ATMs, cash usage habits and social support. In addition, the study also uses TAM model in explaining the intention to use the ATM card in the context of receiving pension of retired officers. Based on a convenient sample of 254 retired officers in Nha Trang city, SPSS was used to evaluate the fit of the model, the reliability and validity of the scale and tested relationships. The results show a good fit with the data and support the proposed hypotheses. Except for the non-significant effects of habit of using cash, health care and family expectations, the remaining factors are statistically significant, in which perceived risks have a negative effect, while other factors all positively affect intention to use an ATM card. From the findings, managerial implications were proposed.

TTKHCNQG, CVv 400